DCB Bank is a modern emerging new generation private sector bank with 228 branches across 18 states and 2 union territories. It is a scheduled commercial bank regulated by the Reserve Bank of India. It is professionally managed and governed. DCB Bank has contemporary technology and infrastructure including state of the art internet banking for personal as well as business banking customers.

DCB Bank’s business segments are Retail, micro-SME, SME, mid-Corporate, Agriculture, Commodities, Government, Public Sector, Indian Banks, Co-operative Banks and Non Banking Finance Companies (NBFC). DCB Bank has approximately 450,000 customers.

DCB Bank’s network of 228 plus state-of-the-art, customer friendly branches are across the states of Andhra Pradesh, Bihar, Chhattisgarh, Delhi/ NCR, Goa, Gujarat, Haryana, Karnataka, Kerala, Madhya Pradesh, Maharashtra, Odisha, Punjab, Rajasthan, Tamil Nadu, Telangana, Uttar Pradesh, West Bengal and Union Territories of Daman & Diu and Dadra & Nagar Haveli.

DCB Bank has deep roots in India since its inception in 1930s. Its promoter and promoter group the Aga Khan Fund for Economic Development (AKFED) & Platinum Jubilee Investments Ltd. holds over 16.41% stake. AKFED is an international development enterprise. It is dedicated to promoting entrepreneurship and building economically sound companies.

Bank Highlights

• DCB Bank’s Profit After Tax was at INR 195 Cr. in FY 2016 as against INR 191 Cr. in FY 2015, an increase of 2% over last year.
• The Bank’s branch network increased to 198 branches in 118 locations along with 410 ATMs as on March 31, 2016
• The Bank’s Profit After Tax was at INR 70 Cr. in Q4 FY 2016 as against INR 63 Cr. in Q4 FY 2015, an increase of 10% over the same Quarter last year.
• As on March 31, 2016, the Balance Sheet of DCB Bank was at Rs. 19,119 Cr. as against Rs. 16,132 Cr. as on March 31, 2015, a growth rate of 18.5%.
• As on March 31, 2016, the Bank grew Deposits by 18% to INR 14,926 Cr. Retail CASA & Retail Term Deposits continued to provide a stable resource base to the Bank. Retail Deposits (including AIB Banking) were 81% of Total Deposits.
• Gross NPA ratio decreased to 1.51% as on March 31, 2016 from 1.76% as on March 31, 2015 and 1.98% as on December 31, 2015.
• Net NPA ratio decreased to 0.75% as on March 31, 2016 from 1.01% as on March 31, 2015 and 1.12% as on December 31, 2015.