NKGSB was founded by a great visionary Sheth Shantaram Mangesh Kulkarni on 26th September, 1917.

The Bank with a modest beginning in 1917, is now a Multi-State Bank having its area of operation in the States of Maharashtra, Karnataka, Goa, Gujarat and Union territories of Daman, Diu, Dadra and Nagar Haveli.

Today the Bank has 105 branches spread over in the state of Maharashtra, Goa , Karnataka & Gujarat.

Mumbai - 49 branches

Navi Mumbai – Vashi, CBD Belapur, Nerul, Kharghar , Kamothe, Airoli & Badlapur (7 branches)

Raigad – Panvel & Alibaug

Maharashtra other than Mumbai - Pune – (Kothrud, Aundh, Chikhli, Chakan, Bhosari, Magarpatta, Sinhagad, Wakad, Vadgaon Sheri, Chinchwadgaon, Pimpale Saudagar, F.C Road & Paud, Market Yard, Narayanpeth), Kolhapur – (Kolhapur Main , Uma talkies, Ichalkaranji, Salokhe Nagar & Gokul Shirgaon), Nashik – (Nashik & Ambad) &
Sindhudurg – (Kudal) and Ratnagiri, Aurangabad & Garkheda

Goa- Ponda, Panaji, Madgaon, Mapusa & Vasco Da Gama

Karnataka – Karwar- Main. Karwar -Baad, Hubli,  Belgaum, Sirsi, Kumta, Dharwad, Udupi, Bengaluru (Rajaji Nagar , Jaya Nagar, Sheshadripuram, Banashankari, HRBR) & Mangaluru.

Gujarat – Vadodara, Surat & Ahmedabad.

Over the years, the Bank has consistently shown robust growth both quantitatively and qualitatively. The Bank has not only grown in size of deposits and advances, but has multiplied its net worth making the institution financially sound and fundamentally strong.

The Board of Directors of the Bank consists of well qualified professionals enriched with varied experience in the strategic fields of Finance, Technology, Business and Management. Being driven by the co-operative principles, management lays emphasis on profits but with focus on the welfare of our stakeholders.

As a part of good governance practice, the Bank has adopted code of good business principles and accepted the responsibility to ensure that they are observed down the line as a work culture in its true spirit. The business philosophy is based on four core values i.e. pillars of service excellence, customer focus, product innovation and resourceful people.

In terms of our commitment for harnessing the state of art technology, networking all 105 branches counter under ‘Core banking solution’, customers can access their accounts and perform banking operations ‘anywhere anytime’ with value added services.

The Bank has varied Deposit products to suit every needs of customers, so also the bank has occupied a place of pride with those who are financed for offering tailor-made complete credit solutions under one roof packaged at liberal, competitive and flexible terms, let it be personal finance or loan facilities for Short term as well Long term requirement of Small Businessman, Professionals, Small & Medium Enterprises and Corporates.

The Bank has always been in the forefront to add on value to its products and has entered into correspondent relationship and strategic alliances to offer best of the services to its customers efficiently and with convenience such as: