The Andhra Pradesh State Cooperative Bank Limited (APCOB), Vijayawada, is a Scheduled State Cooperative Bank for the State of Andhra Pradesh. Consequent on reorganization of the State of Andhra Pradesh, the Andhra Pradesh State Cooperative Bank has been reorganized/reconsituted  into TSCAB and residual Andhra Pradesh State Cooperative Bank Limited.

The Bank is committed to agricultural and rural development through the Cooperatives. The cooperative credit system in Andhra Pradesh with the APCOB at its apex level is a federal system consisting of a family of 13 affiliated District Cooperative Central Banks (DCCBs), which in turn, have 386 Branches and 1959 Primary Agricultural Cooperative Societies (PACS) through which, developmental agricultural credit is provided, to serve a sizeable chunk of the total membership of the PACS of around 1 crore.

The APCOB and affiliate credit structure in Andhra Pradesh showcase a unique experiment of Single Window Credit Delivery System, as a first of its kind in the country under which, both investment and production credit for agriculture is provided at the grass root level through a single agency. The PACS at village level has been modelled as a one stop shop for the farmer for availing of varied short, medium and long term loans both under production and investment credit, input requirements, produce storage facilities, essential commodities, banking and other rural based services.

APCOB has also a network of One (1) branch in the temple town of Tirupathi, 6 branches in the new capital Amaravathi and one  Branch at Barkatpura, Hyderabad meeting the exclusive needs of the urban clientele.

In tune with it's main focus, the APCOB, through the DCCBs and PACS, provides re-finance support for agricultural production credit for seasonal agricultural operations (crop loans), investment credit for investments in agriculture for Minor Irrigation, Farm Mechanisation, Land Development, Horticulture, Dairy, Poultry, Fisheries and other diversified investments and allied activities. In times of natural calamities, the Bank provides credit stabilization arrangements by way of conversion, rephasement, postponement and reschedulement of agricultural loans. Credit to the weavers Sector through Primary Handloom and Silk Weavers Credit Societies, as also financing to the Apex Weavers Society is another important portfolio through which rural development is fostered. Loans to Employees Credit Societies is also extended to provide timely financial support to employees of various organisations mainly through the DCCBs. This apart, the Bank finances Industrial Cooperatives and agro-processing industries in the cooperative fold like Sugar Factories, Spinning Mills, Milk Unions and Dairy Federation.

As a part of it's commitment towards rural development, the Bank provides assistance for programmes under Swarna Jayanthi Gram Swayamrozgar Yojana (SGSY earlier known as IRDP), Non Farm Sector finance for self employment programmes in the rural and semi-urban areas, micro-credit through Self Help Groups, Youth Associations and Women's Groups.

The Bank extends financial support to Apex Cooperative Federations like MARKFED, APCO, FEDCON etc. It has also been providing direct finance to small and medium industries and agro-based units.

The Bank offers a host of facilities to its urban clientele. These include, Banking facilities under attractive deposit schemes, safe deposit lockers, Clean & Secured Overdrafts, Consumer Durable Loans, Vehicle Loans, Gold Loans, Housing Loans and a host of other services.