In November 2013, The Zoroastrian Co-operative Bank Ltd. achieved the status of a Multi- State Scheduled Co-operative Bank and its area of operations now stands extended to the whole of Surat District, Bharuch, Baroda, Anand, Nadiad, Ahmedabad, Navsari and Valsad in the State of Gujarat. Over the years it has built up a brand loyalty amongst its customers and is known as The Bank that is Big on Tradition and Trust.

Under the stewardship of its Chairperson, ably supported by the illustrious Members on its Board of Directors, the financial results reflected make interesting reading. From humble beginnings in 1927, the Bank maintained a low profile in the community of Bankers until 1993, and since then the Bank has not looked back. The growth in business has been manifold under various heads of business. As on March 31, 2016 business mix stands at Rs.1472.38 Cr. Yearly Profit before Tax (audited)and before provisions stands at Rs.17.90 Cr. Also, Capital adequacy is reflected at 17.12% as against the 9% requirement by Reserve Bank of India. A noteworthy aspect of the Banks financial results is that its net non-performing assets are zero unlike the adverse trend in the banking industry. The Bank continues its policy of carefully selecting its advances with good quality assets. Besides offering all the retail loan products to individuals, the Bank is very aggressive on Corporate Lending & has reputed Corporate clients in diverse fields of manufacturing, shipping, services, etc.