MICR Code: 802013004

Bank: Bank of India
IFSC Code: Bkid0004557
MICR Code: 802013004
Address: At Kharanti, P.O. Bagdaha, Dist Gayagaya Dobhi Road, Gaya, Bihar 823004
City: Gaya, Bihar
District: Gaya, Bihar
State: Bihar

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 802013004.

  • In this case first three codes 802 is city code and it represents city Gaya, Bihar.
  • Next three characters 013 represents bank Bank of India.
  • Remaining characters which are 004 represents branch. In our case branch is located at address At Kharanti, P.O. Bagdaha, Dist Gayagaya Dobhi Road, Gaya, Bihar 823004.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.