1. Home
  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Bank of India
  4. Jharkhand
  5. Garhwa, Jharkhand
  6. Garhwa, Jharkhand
  7. MICR: 822013102

MICR Code: 822013102

Bank: Bank of India
IFSC Code: Bkid0004594
MICR Code: 822013102
Address: Laxmi Market, Shaijna Market, Post Garhwa
City: Garhwa, Jharkhand
District: Garhwa, Jharkhand
State: Jharkhand

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 822013102.

  • In this case first three codes 822 is city code and it represents city Garhwa, Jharkhand.
  • Next three characters 013 represents bank Bank of India.
  • Remaining characters which are 102 represents branch. In our case branch is located at address Laxmi Market, Shaijna Market, Post Garhwa.

How to find micr code (for example 822013102) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.