MICR Code: 400024068

Bank: Punjab National Bank
IFSC Code: Punb0409300
MICR Code: 400024068
Address: Sidhi Apartment, Tilak Road,
City: Ghatkopar (East), Mumbai
District: Mumbai
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400024068.

  • In this case first three codes 400 is city code and it represents city Ghatkopar (East), Mumbai.
  • Next three characters 024 represents bank Punjab National Bank.
  • Remaining characters which are 068 represents branch. In our case branch is located at address Sidhi Apartment, Tilak Road,.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.