MICR Code: 686

Bank: United Bank of India
IFSC Code: Utbi0ktm834
MICR Code: 686
Address: 605 I,J, Parayil Build, Kalathilpadi, Vadavatho
City: Kottayam
District: Kottayam , Kerala
State: Kerala

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 686.

  • In this case first three codes 686 is city code and it represents city Kottayam.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.