MICR Code: 492029004

Bank: Vijaya Bank
IFSC Code: Vijb0007630
MICR Code: 492029004
Address: Telibandha, Raipur, Opp. Gurunanak Hall, Shyam Nagar, Telibandha, Raipur, Chhattisgarh
City: Telibandha,Raipur
District: Telibandha,Raipur
State: Chandigarh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 492029004.

  • In this case first three codes 492 is city code and it represents city Telibandha,Raipur.
  • Next three characters 029 represents bank Vijaya Bank.
  • Remaining characters which are 004 represents branch. In our case branch is located at address Telibandha, Raipur, Opp. Gurunanak Hall, Shyam Nagar, Telibandha, Raipur, Chhattisgarh.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.