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Abu Dhabi Commercial Bank (ADCB) is a bank in the United Arab Emirates. Abu Dhabi Commercial Bank (ADCB) was formed in 1985 as a public shareholding company with limited liability, upon merger of Emirates Commercial Bank and Federal Commercial Bank with Khaleej Commercial Bank, which was established in 1975. The Government of Abu Dhabi through the Abu Dhabi Investment Authority (ADIA) holds 65% of ADCB shares; the remainder is held by other institutions and individuals. ADCB is one of the largest in the UAE in terms of shareholder funds and market capitalization. ADCB reported Full year 2013 net profit of AED 3,620 MN, compared to AED 2,810 MN in 2012.
ADCB India began operations in 1980 with the objective of further developing Indo-UAE trade relations and catering to the remittance and savings needs of the non-resident Indians working in the UAE and other countries in the GCC region.
Over the last 30 years, ADCB has been in India serving these "niche" segments through its two branches - one in Mumbai and one in Bengaluru.
The India operations of ADCB are organised into three business segments: Liabilities, Corporate Banking and Trade Finance (CTF), and Treasury.