Kotak Mahindra Bank Ltd is a one stop shop for all banking needs. The bank offers personal finance solutions of every kind from savings accounts to credit cards, distribution of mutual funds to life insurance products. Kotak Mahindra Bank offers transaction banking, operates lending verticals, manages IPOs and provides working capital loans. Kotak has one of the largest and most respected Wealth Management teams in India, providing the widest range of solutions to high net worth individuals, entrepreneurs, business families and employed professionals.


Domestic term deposit (less than 2 crore)

  General Senior Citizen
7 - 14 Days
3.50 %
4.00 %
15 - 30 Days
4.00 %
4.50 %
31 - 45 Days
5.00 %
5.50 %
46 - 90 Days
5.25 %
5.75 %
91 - 120 Days
5.75 %
6.25 %
121 - 179 days
5.75 %
6.25 %
180 Days
6.25 %
6.75 %
181 Days to 269 Days
6.30 %
6.80 %
270 Days
6.40 %
6.90 %
271 Days to 363 Days
6.50 %
7.00 %
364 Days
6.75 %
7.25 %
365 Days to 389 Days
6.75 %
7.25 %
390 Days (12 months 25 days)
6.85 %
7.35 %
391 Days - Less than 23 Months
6.75 %
7.25 %
23 Months
6.75 %
7.25 %
23 months 1 Day- less than 2 years
6.75 %
7.25 %
2 years- less than 3 years
6.75 %
7.25 %
3 years and above but less than 4 years
6.50 %
7.00 %
4 years and above but less than 5 years
6.25 %
6.75 %
5 years and above upto and inclusive of 10 years
6.25 %
6.75 %
* Interest rates last updated on 5th Sep 2019