MICR Code: 400065023

Bank: Abhyudaya Cooperative Bank
IFSC Code: Abhy0065023
MICR Code: 400065023
Address: Bldg F-1, Gopal Nagar, Bhiwandi- Kalyan Road, Bhiwandi, 421302
City: Greater Mumbai
District: Mumbai
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400065023.

  • In this case first three codes 400 is city code and it represents city Greater Mumbai.
  • Next three characters 065 represents bank Abhyudaya Cooperative Bank.
  • Remaining characters which are 023 represents branch. In our case branch is located at address Bldg F-1, Gopal Nagar, Bhiwandi- Kalyan Road, Bhiwandi, 421302.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.