MICR Code: 400065045

Bank: Abhyudaya Cooperative Bank
IFSC Code: Abhy0065045
MICR Code: 400065045
Address: Dharti Complex, Shop No.7,8,9310 & 11, Plot No. 60/61, Sector 18, Kamothe Ii, Panvel-
City: Raigad
District: Navi Mumbai
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400065045.

  • In this case first three codes 400 is city code and it represents city Raigad.
  • Next three characters 065 represents bank Abhyudaya Cooperative Bank.
  • Remaining characters which are 045 represents branch. In our case branch is located at address Dharti Complex, Shop No.7,8,9310 & 11, Plot No. 60/61, Sector 18, Kamothe Ii, Panvel-.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.