MICR Code: 395011003

Bank: Andhra Bank
IFSC Code: Andb0001118
MICR Code: 395011003
Address: Besides Rushabh Petrol Pumptulsi Mkt Ring Road Surat
City: Surat
District: Ring Road,Surat
State: Gujarat

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 395011003.

  • In this case first three codes 395 is city code and it represents city Surat.
  • Next three characters 011 represents bank Andhra Bank.
  • Remaining characters which are 003 represents branch. In our case branch is located at address Besides Rushabh Petrol Pumptulsi Mkt Ring Road Surat.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.