MICR Code: 396011031

Bank: Andhra Bank
IFSC Code: Andb0001372
MICR Code: 396011031
Address: Gunjan Shopping Centre, Gunjan Road, Gidc, Vapi - Gujarat
City: Valsad
District: Vapi
State: Gujarat

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 396011031.

  • In this case first three codes 396 is city code and it represents city Valsad.
  • Next three characters 011 represents bank Andhra Bank.
  • Remaining characters which are 031 represents branch. In our case branch is located at address Gunjan Shopping Centre, Gunjan Road, Gidc, Vapi - Gujarat.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.