MICR Code: 400011002

Bank: Andhra Bank
IFSC Code: Andb0000028
MICR Code: 400011002
Address: Saurabh - 116 Andheri Kurla Road, Andheri( East) - Mumbai - 400 059
City: Greater Mumbai
District: Mumbai
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400011002.

  • In this case first three codes 400 is city code and it represents city Greater Mumbai.
  • Next three characters 011 represents bank Andhra Bank.
  • Remaining characters which are 002 represents branch. In our case branch is located at address Saurabh - 116 Andheri Kurla Road, Andheri( East) - Mumbai - 400 059.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.