MICR Code: 400011021

Bank: Andhra Bank
IFSC Code: Andb0001283
MICR Code: 400011021
Address: Shop No. 6 Lovely Home Kalina Kurala Roadsantacruz East, Mumbai
City: Greater Mumbai
District: Santacruz
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400011021.

  • In this case first three codes 400 is city code and it represents city Greater Mumbai.
  • Next three characters 011 represents bank Andhra Bank.
  • Remaining characters which are 021 represents branch. In our case branch is located at address Shop No. 6 Lovely Home Kalina Kurala Roadsantacruz East, Mumbai.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.