MICR Code: 144011302

Bank: Andhra Bank
IFSC Code: Andb0001665
MICR Code: 144011302
Address: Ambedkar Chowk, Banga Roadnawan Shahr, Punjab-144514
City: Nawanshahr
District: Nawan Shahr
State: Punjab

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 144011302.

  • In this case first three codes 144 is city code and it represents city Nawanshahr.
  • Next three characters 011 represents bank Andhra Bank.
  • Remaining characters which are 302 represents branch. In our case branch is located at address Ambedkar Chowk, Banga Roadnawan Shahr, Punjab-144514.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.