MICR Code: 700011031

Bank: Andhra Bank
IFSC Code: Andb0002472
MICR Code: 700011031
Address: Sagnik Apartment,630,G T Road, Serampur, Hooghly Dist,712201
City: Hugli
District: Serampore
State: West Bengal

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 700011031.

  • In this case first three codes 700 is city code and it represents city Hugli.
  • Next three characters 011 represents bank Andhra Bank.
  • Remaining characters which are 031 represents branch. In our case branch is located at address Sagnik Apartment,630,G T Road, Serampur, Hooghly Dist,712201.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.