MICR Code: 400098054
Bank: Apna Sahakari Bank Ltd |
IFSC Code: Asbl0000073 |
MICR Code: 400098054 |
Address: Shop No 10,11,12 Om Sai Shrushti Building Plot No 31 Sector 17 Ulwe Navi Mumbai 410206 |
City: Navi Mumbai |
District: Ulwe |
State: Maharashtra |
MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.
Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.
Let's decode MICR code 400098054.
- In this case first three codes 400 is city code and it represents city Navi Mumbai.
- Next three characters 098 represents bank Apna Sahakari Bank Ltd.
- Remaining characters which are 054 represents branch. In our case branch is located at address Shop No 10,11,12 Om Sai Shrushti Building Plot No 31 Sector 17 Ulwe Navi Mumbai 410206.
The easiest way to find MICR code is to check your
- Bank account statement
- Cheques
Please examine below sample cheque for more details

I hope this clears doubts.