MICR Code: 364211091
MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.
Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.
Let's decode MICR code 364211091.
- In this case first three codes 364 is city code and it represents city Surat.
- Next three characters 211 represents bank Axis Bank.
- Remaining characters which are 091 represents branch. In our case branch is located at address Ground & First Floor, " Shreeji Krupa", Nutan Nagar Housing Coop Society, Kuberbaug Road , Plot No.200, Mahuva, Dist. Bhavnagar , Gujarat , Pin 364 290.
The easiest way to find MICR code is to check your
- Bank account statement
- Cheques
Please examine below sample cheque for more details

I hope this clears doubts.