MICR Code: 395211022

Bank: Axis Bank
IFSC Code: Utib0002492
MICR Code: 395211022
Address: Opp. Gidc, Olpad Surat Road, Village Asnabad, Taluka Olpad, District Surat, Gujarat, Pin 394 540
City: Surat
District: Olpad
State: Gujarat

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 395211022.

  • In this case first three codes 395 is city code and it represents city Surat.
  • Next three characters 211 represents bank Axis Bank.
  • Remaining characters which are 022 represents branch. In our case branch is located at address Opp. Gidc, Olpad Surat Road, Village Asnabad, Taluka Olpad, District Surat, Gujarat, Pin 394 540.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.