MICR Code: 395211029

Bank: Axis Bank
IFSC Code: Utib0003117
MICR Code: 395211029
Address: Ground Floor G12 Helios Pal Surat Gujarat Pin 394510
City: Surat
District: Surat
State: Gujarat

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 395211029.

  • In this case first three codes 395 is city code and it represents city Surat.
  • Next three characters 211 represents bank Axis Bank.
  • Remaining characters which are 029 represents branch. In our case branch is located at address Ground Floor G12 Helios Pal Surat Gujarat Pin 394510.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.