MICR Code: 396804001

Bank: Axis Bank
IFSC Code: Utib0sbpp11
MICR Code: 396804001
Address: Sardar Bhiladwala Pardi Pepls Coop Bank Ltd Valsad Branch Ear Circuit Househalar Rd Valsad 396001
City: Valsad
District: Valsad
State: Gujarat

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 396804001.

  • In this case first three codes 396 is city code and it represents city Valsad.
  • Next three characters 804 represents bank Axis Bank.
  • Remaining characters which are 001 represents branch. In our case branch is located at address Sardar Bhiladwala Pardi Pepls Coop Bank Ltd Valsad Branch Ear Circuit Househalar Rd Valsad 396001.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.