MICR Code: 396804035
MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.
Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.
Let's decode MICR code 396804035.
- In this case first three codes 396 is city code and it represents city Valsad.
- Next three characters 804 represents bank Axis Bank.
- Remaining characters which are 035 represents branch. In our case branch is located at address Sardar Bhiladwala Pardi Peoples Coop Bank Ltd Chala Branch Ear Hdfc Bankdaman Roadchala 396191.
The easiest way to find MICR code is to check your
- Bank account statement
- Cheques
Please examine below sample cheque for more details

I hope this clears doubts.