MICR Code: 132211997

Bank: Axis Bank
IFSC Code: Utib0002382
MICR Code: 132211997
Address: Ground Floor, Khewat No.4/4, Khatoni No.4, Village Chhajpur Kalan, Sub Tehsil: Bapoli, District : Panipat, Haryana, Pin 132104
City: Panipat
District: Bapoli
State: Haryana

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 132211997.

  • In this case first three codes 132 is city code and it represents city Panipat.
  • Next three characters 211 represents bank Axis Bank.
  • Remaining characters which are 997 represents branch. In our case branch is located at address Ground Floor, Khewat No.4/4, Khatoni No.4, Village Chhajpur Kalan, Sub Tehsil: Bapoli, District : Panipat, Haryana, Pin 132104.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.