MICR Code: 132211103

Bank: Axis Bank
IFSC Code: Utib0001754
MICR Code: 132211103
Address: Axis Bank Ltd., Ground Floor, Khewat No. 82, Khatuni No. 166, Rect No. 64, Killa No. 8 (8-0), 13(6-14) Village ┬Û Basdhara 132114, Tehsil ┬Û Gharaunda, Distt Karnal, Haryana
City: Karnal
District: Gharaunda
State: Haryana

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 132211103.

  • In this case first three codes 132 is city code and it represents city Karnal.
  • Next three characters 211 represents bank Axis Bank.
  • Remaining characters which are 103 represents branch. In our case branch is located at address Axis Bank Ltd., Ground Floor, Khewat No. 82, Khatuni No. 166, Rect No. 64, Killa No. 8 (8-0), 13(6-14) Village ┬Û Basdhara 132114, Tehsil ┬Û Gharaunda, Distt Karnal, Haryana.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.