MICR Code: 193211401

Bank: Axis Bank
IFSC Code: Utib0002405
MICR Code: 193211401
Address: Ground Floor, Khewat No. 52, Khata No. 366, Khasra No. 894, Village : Sonagam, Tehsil & Dist : Bandipora, Jammu & Kashmir, Pin 193502
City: Bandipora
District: Bandipora
State: Jammu And Kashmir

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 193211401.

  • In this case first three codes 193 is city code and it represents city Bandipora.
  • Next three characters 211 represents bank Axis Bank.
  • Remaining characters which are 401 represents branch. In our case branch is located at address Ground Floor, Khewat No. 52, Khata No. 366, Khasra No. 894, Village : Sonagam, Tehsil & Dist : Bandipora, Jammu & Kashmir, Pin 193502.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.