MICR Code: 193211201

Bank: Axis Bank
IFSC Code: Utib0001969
MICR Code: 193211201
Address: Axis Bank Ltd., Ground Floor, Khasra No. 24, Khewat No. 62, Tehsil & District : Kupwara, Jammu & Kashmir - 193222
City: Kupwara
District: Kupwara
State: Jammu And Kashmir

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 193211201.

  • In this case first three codes 193 is city code and it represents city Kupwara.
  • Next three characters 211 represents bank Axis Bank.
  • Remaining characters which are 201 represents branch. In our case branch is located at address Axis Bank Ltd., Ground Floor, Khasra No. 24, Khewat No. 62, Tehsil & District : Kupwara, Jammu & Kashmir - 193222.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.