IFSC Code: Utib0smlcbk

Bank: Axis Bank
IFSC Code: Utib0smlcbk
MICR Code: 582802002
Address: Basaveshwar Circle Makangalli Gadag 582101
City: Gadag
District: Gadag Betigeri
State: Karnataka

IFSC is acronym of Indian Financial System Code. IFSC code is an alphanumeric code which is used to electronically transfer funds in India. This code uniquely identifies each bank branch participating in the two main Payment and settlement systems in India: (1.) the Real Time Gross Settlement (RTGS) and (2.) the National Electronic Fund Transfer (NEFT) systems.

The IFSC code is an 11-character code. Of which first four are alphabetic characters and last six are usually numeric but it can be alphabetic too.

First four characters represent bank name and last six characters represent branch. Eleventh character is reserved for future use.

Let's decode IFSC code Utib0smlcbk.

  • In our case IFSC code's first four characters Utib represents bank Axis Bank.
  • Remaining characters which are 0smlcbk represents branch. In our case branch is located at address Basaveshwar Circle Makangalli Gadag 582101.

The easiest way to find IFSC code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.