MICR Code: 686211352

Bank: Axis Bank
IFSC Code: Utib0003213
MICR Code: 686211352
Address: No 551 Ettumanoor Bypass Road Kovilpadam Road Ettumanoor P O Kottayam Kerala Pincode 686631
City: Kottayam
District: Ettumanoor
State: Kerala

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 686211352.

  • In this case first three codes 686 is city code and it represents city Kottayam.
  • Next three characters 211 represents bank Axis Bank.
  • Remaining characters which are 352 represents branch. In our case branch is located at address No 551 Ettumanoor Bypass Road Kovilpadam Road Ettumanoor P O Kottayam Kerala Pincode 686631.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.