IFSC Code: Utib0003104

Bank: Axis Bank
IFSC Code: Utib0003104
MICR Code: 410211002
Address: Gr Flr Plot No 1548 Darshan Hotel Mohpada Khalapur Raigad Maharashtra Pin 410222
City: Raigad
District: Mohpada
State: Maharashtra

IFSC is acronym of Indian Financial System Code. IFSC code is an alphanumeric code which is used to electronically transfer funds in India. This code uniquely identifies each bank branch participating in the two main Payment and settlement systems in India: (1.) the Real Time Gross Settlement (RTGS) and (2.) the National Electronic Fund Transfer (NEFT) systems.

The IFSC code is an 11-character code. Of which first four are alphabetic characters and last six are usually numeric but it can be alphabetic too.

First four characters represent bank name and last six characters represent branch. Eleventh character is reserved for future use.

Let's decode IFSC code Utib0003104.

  • In our case IFSC code's first four characters Utib represents bank Axis Bank.
  • Remaining characters which are 0003104 represents branch. In our case branch is located at address Gr Flr Plot No 1548 Darshan Hotel Mohpada Khalapur Raigad Maharashtra Pin 410222.

The easiest way to find IFSC code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.