MICR Code: 400211059

Bank: Axis Bank
IFSC Code: Utib0000695
MICR Code: 400211059
Address: 12, Moti Mahal 195, Jamshedji Tata Road, Churchgate, Mumbai 400 020 Maharashtra
City: Greater Mumbai
District: Mumbai
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400211059.

  • In this case first three codes 400 is city code and it represents city Greater Mumbai.
  • Next three characters 211 represents bank Axis Bank.
  • Remaining characters which are 059 represents branch. In our case branch is located at address 12, Moti Mahal 195, Jamshedji Tata Road, Churchgate, Mumbai 400 020 Maharashtra.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.