MICR Code: 400082344

Bank: Axis Bank
IFSC Code: Utib0sssb03
MICR Code: 400082344
Address: Nutan Shopping Center, Station Road, Govandi ( East), Mumbai - 400088
City: Mumbai
District: Mumbai
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400082344.

  • In this case first three codes 400 is city code and it represents city Mumbai.
  • Next three characters 082 represents bank Axis Bank.
  • Remaining characters which are 344 represents branch. In our case branch is located at address Nutan Shopping Center, Station Road, Govandi ( East), Mumbai - 400088.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.