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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Axis Bank
  4. Punjab
  5. Phullanwala
  6. Ludhiana
  7. MICR: 141211003

MICR Code: 141211003

Bank: Axis Bank
IFSC Code: Utib0000196
MICR Code: 141211003
Address: Pakhowal Road, Phullanwal District Ludhiana
City: Ludhiana
District: Phullanwala
State: Punjab

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 141211003.

  • In this case first three codes 141 is city code and it represents city Ludhiana.
  • Next three characters 211 represents bank Axis Bank.
  • Remaining characters which are 003 represents branch. In our case branch is located at address Pakhowal Road, Phullanwal District Ludhiana.

How to find micr code (for example 141211003) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.