MICR Code: 495012005

Bank: Bank of Baroda
IFSC Code: Barb0mungel
MICR Code: 495012005
Address: Narmada Nagar, Mangla Chowk, Mungeli Road, Bilaspur, Chattisgarh- 495001.
City: Bilaspur
District: Mungeli
State: Chandigarh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 495012005.

  • In this case first three codes 495 is city code and it represents city Bilaspur.
  • Next three characters 012 represents bank Bank of Baroda.
  • Remaining characters which are 005 represents branch. In our case branch is located at address Narmada Nagar, Mangla Chowk, Mungeli Road, Bilaspur, Chattisgarh- 495001..

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.