MICR Code: 497012512

Bank: Bank of Baroda
IFSC Code: Barb0surajp
MICR Code: 497012512
Address: Seth Ghisuram Complex, Infront Of Collector Office, Old Bus Stand, Surajpur, Chhattisgarh ┬Û 497229
City: Surajpur
District: Surajpur
State: Chandigarh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 497012512.

  • In this case first three codes 497 is city code and it represents city Surajpur.
  • Next three characters 012 represents bank Bank of Baroda.
  • Remaining characters which are 512 represents branch. In our case branch is located at address Seth Ghisuram Complex, Infront Of Collector Office, Old Bus Stand, Surajpur, Chhattisgarh ┬Û 497229.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.