MICR Code: 403012007

Bank: Bank of Baroda
IFSC Code: Barb0moirax
MICR Code: 403012007
Address: Mandes Bldg., Moira Goa - 403 514
City: North Goa
District: Moira
State: Goa

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 403012007.

  • In this case first three codes 403 is city code and it represents city North Goa.
  • Next three characters 012 represents bank Bank of Baroda.
  • Remaining characters which are 007 represents branch. In our case branch is located at address Mandes Bldg., Moira Goa - 403 514.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.