MICR Code: 396012512

Bank: Bank of Baroda
IFSC Code: Barb0bansda
MICR Code: 396012512
Address: House No.627, Pbno.7, Tower Rd, Dt- Navsari ( Guj)-396580
City: Navsari
District: Bansda
State: Gujarat

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 396012512.

  • In this case first three codes 396 is city code and it represents city Navsari.
  • Next three characters 012 represents bank Bank of Baroda.
  • Remaining characters which are 512 represents branch. In our case branch is located at address House No.627, Pbno.7, Tower Rd, Dt- Navsari ( Guj)-396580.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.