MICR Code: 396012514

Bank: Bank of Baroda
IFSC Code: Barb0chapal
MICR Code: 396012514
Address: Opp. Dholikua Rl Stn., At Chapaldhara, Po. Digendranagar, Dist. Navsari, Gujarat - 396 570
City: Navsari
District: Chapaldhara
State: Gujarat

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 396012514.

  • In this case first three codes 396 is city code and it represents city Navsari.
  • Next three characters 012 represents bank Bank of Baroda.
  • Remaining characters which are 514 represents branch. In our case branch is located at address Opp. Dholikua Rl Stn., At Chapaldhara, Po. Digendranagar, Dist. Navsari, Gujarat - 396 570.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.