MICR Code: 395012049

Bank: Bank of Baroda
IFSC Code: Barb0kosamb
MICR Code: 395012049
Address: Station Road, Tal. Mangrol Dist. Surat Pin-394120
City: Surat
District: Kosamba
State: Gujarat

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 395012049.

  • In this case first three codes 395 is city code and it represents city Surat.
  • Next three characters 012 represents bank Bank of Baroda.
  • Remaining characters which are 049 represents branch. In our case branch is located at address Station Road, Tal. Mangrol Dist. Surat Pin-394120.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.