MICR Code: 395012012

Bank: Bank of Baroda
IFSC Code: Barb0khatod
MICR Code: 395012012
Address: Khatodra Branch, Ind. Service Society, Khatodara, Surat, Khatodara,395002
City: Surat
District: Surat
State: Gujarat

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 395012012.

  • In this case first three codes 395 is city code and it represents city Surat.
  • Next three characters 012 represents bank Bank of Baroda.
  • Remaining characters which are 012 represents branch. In our case branch is located at address Khatodra Branch, Ind. Service Society, Khatodara, Surat, Khatodara,395002.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.