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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Bank of Baroda
  4. Gujarat
  5. Surat
  6. Surat
  7. MICR: 395012040

MICR Code: 395012040

Bank: Bank of Baroda
IFSC Code: Barb0bhulka
MICR Code: 395012040
Address: Bhulkabhavan Branch, Opp. Bhulkha Bhavan School, Adajan Road, Surat, Surat,395009
City: Surat
District: Surat
State: Gujarat

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 395012040.

  • In this case first three codes 395 is city code and it represents city Surat.
  • Next three characters 012 represents bank Bank of Baroda.
  • Remaining characters which are 040 represents branch. In our case branch is located at address Bhulkabhavan Branch, Opp. Bhulkha Bhavan School, Adajan Road, Surat, Surat,395009.

How to find micr code (for example 395012040) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.