MICR Code: 395012064

Bank: Bank of Baroda
IFSC Code: Barb0kadoda
MICR Code: 395012064
Address: Shop No 8,9,10,11, Shatkar Complex, At & Po Kadodara, Taluka ┬Û Palsana, Surat, Gujarat ┬Û 394 327
City: Surat
District: Surat
State: Gujarat

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 395012064.

  • In this case first three codes 395 is city code and it represents city Surat.
  • Next three characters 012 represents bank Bank of Baroda.
  • Remaining characters which are 064 represents branch. In our case branch is located at address Shop No 8,9,10,11, Shatkar Complex, At & Po Kadodara, Taluka ┬Û Palsana, Surat, Gujarat ┬Û 394 327.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.