MICR Code: 396012532

Bank: Bank of Baroda
IFSC Code: Barb0unaixx
MICR Code: 396012532
Address: Mota Bazar, Unaivia- Bilimora, Dist- Bulsar,( Guj)-396590
City: Unai
District: Unai
State: Gujarat

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 396012532.

  • In this case first three codes 396 is city code and it represents city Unai.
  • Next three characters 012 represents bank Bank of Baroda.
  • Remaining characters which are 532 represents branch. In our case branch is located at address Mota Bazar, Unaivia- Bilimora, Dist- Bulsar,( Guj)-396590.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.