MICR Code: 390012045

Bank: Bank of Baroda
IFSC Code: Barb0padrax
MICR Code: 390012045
Address: Padra Branch, Chikavad Padra, Padra,391440
City: Vadodara
District: Vadodara
State: Gujarat

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 390012045.

  • In this case first three codes 390 is city code and it represents city Vadodara.
  • Next three characters 012 represents bank Bank of Baroda.
  • Remaining characters which are 045 represents branch. In our case branch is located at address Padra Branch, Chikavad Padra, Padra,391440.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.