MICR Code: 396012540

Bank: Bank of Baroda
IFSC Code: Barb0palika
MICR Code: 396012540
Address: At & Post - Palikarambeli Bulsar Gujarat 396105
City: Valsad
District: Valsad
State: Gujarat

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 396012540.

  • In this case first three codes 396 is city code and it represents city Valsad.
  • Next three characters 012 represents bank Bank of Baroda.
  • Remaining characters which are 540 represents branch. In our case branch is located at address At & Post - Palikarambeli Bulsar Gujarat 396105.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.