MICR Code: 682012009

Bank: Bank of Baroda
IFSC Code: Barb0kakkan
MICR Code: 682012009
Address: X/13, Sri Narayana Samskarika Samithi Bldg, Kinfra Road, Kakkanad, Kochi - 682 030
City: Ernakulam
District: Kakkanad
State: Kerala

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 682012009.

  • In this case first three codes 682 is city code and it represents city Ernakulam.
  • Next three characters 012 represents bank Bank of Baroda.
  • Remaining characters which are 009 represents branch. In our case branch is located at address X/13, Sri Narayana Samskarika Samithi Bldg, Kinfra Road, Kakkanad, Kochi - 682 030.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.