MICR Code: 682012008

Bank: Bank of Baroda
IFSC Code: Barb0kochbs
MICR Code: 682012008
Address: Kochi Branch,28/94, Panampilly Avenue, Panampilly Nagar, Kochi,682036
City: Ernakulam
District: Kochi
State: Kerala

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 682012008.

  • In this case first three codes 682 is city code and it represents city Ernakulam.
  • Next three characters 012 represents bank Bank of Baroda.
  • Remaining characters which are 008 represents branch. In our case branch is located at address Kochi Branch,28/94, Panampilly Avenue, Panampilly Nagar, Kochi,682036.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.