MICR Code: 678012002

Bank: Bank of Baroda
IFSC Code: Barb0palgha
MICR Code: 678012002
Address: Palghat Branch, Mangalam Towers, Near Town Bus Stand , T B Road, Palakkad 678014,678001
City: Palakkad
District: Palakkad
State: Kerala

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 678012002.

  • In this case first three codes 678 is city code and it represents city Palakkad.
  • Next three characters 012 represents bank Bank of Baroda.
  • Remaining characters which are 002 represents branch. In our case branch is located at address Palghat Branch, Mangalam Towers, Near Town Bus Stand , T B Road, Palakkad 678014,678001.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.